Debt-Free & Planning-Ready Coaching

A 4-session coaching program to help you eliminate debt, stabilize your finances, and build a clear readiness plan for long-term wealth.

If you’re feeling stuck with credit card debt, unsure how to prioritize saving vs. debt payoff, or uncertain about your next step with retirement accounts, this program gives you a structured path forward—without judgment.

The Problem

You’re not lazy. You’re not bad with money.
You’re just dealing with a financial system that never taught you how to make it all work—especially while especially while juggling career, family life, and competing priorities.
Let’s fix that—together.

Whether you’re buried in credit card debt, feeling behind on investing, or just unsure where to start, you’re not alone. This program is designed by someone who’s walked that road and come out stronger on the other side.

What You’ll Learn in the Program

How to build a debt payoff plan using tools like PowerPay
How to manage money confidently without shame
How workplace retirement plans (TSP/401(k)), IRAs, and HSAs work — so you can make informed decisions when the time is right
How to balance saving, debt reduction, and long-term financial goals
How to recognize when you’re ready for the next phase of financial planning

What’s Included

Debt-Free & Investment-Ready is a 4-session coaching program that includes:

🧾 Session 1: Know Your Numbers

Understand your income, debt, spending, and financial behaviors
Use PowerPay to model a custom debt strategy

🛠️ Session 2: Build Your Payoff Plan

Choose snowball vs. avalanche based on your situation
Automate savings and stabilize your spending

📋 Session 3: Financial Options & Planning Readiness

Understand your available account options (TSP/401(k), IRA, HSA, brokerage) and how they differ
Clarify what financial readiness actually looks like before moving into comprehensive planning
Identify behavioral guardrails and decision-making frameworks that will serve you long-term

🎯 Session 4: Build Your 12-Month Financial Readiness Plan

- Integrate debt reduction, savings, and contributions into a practical 12-month roadmap
- Set milestones for planning readiness including documentation, cash flow stability, and debt targets
- Define when it makes sense to engage a CFP® for comprehensive financial planning

What You’ll Gain

In just 8 weeks, you’ll:

✅ Get a clear, judgment-free picture of your finances
✅ Build a step-by-step debt reduction plan that actually works
✅ Understand your financial account options and how they fit into your future
✅ Have a 12-month roadmap with clear milestones
✅ Feel confident talking about money — and know exactly what comes next

Who This Is For

This is perfect for you if:

You’re a mid-career professional (including military/federal employees)
You’re managing multiple debts and want a clear path out
You’ve never invested—or haven’t touched your TSP
You’re ready to take action, but need guidance and support

Not sure if you’re ready to start investing? This article can help.

What Clients Are Saying

“I thought I was just bad with money—but Matthew helped me see the why behind my habits and finally gave me a plan I could stick with.”

— Joe R.

“For the first time, I feel like I’m actually building a future, not just surviving.”
— Samantha S.

Pricing

🟢 Core Program
4 Private Coaching Sessions (biweekly)
Tools, templates, and support
$500 total
(Installment plans available)

🟣 Core + Accountability
4 Private Sessions + 3 Monthly Check-ins
Ongoing accountability & support
$700 total

This program provides education, coaching, and readiness support. It does not include investment management.

🔵 Book a free call first to make sure it’s a fit!

About the Coach

Meet Matthew Gorrell
WMCP® | AFC® | Combat Veteran | Founder of HonorPoint Financial Solutions

I’ve been where you are — juggling family, career, service, and financial stress. After coming back from deployments and not using my resources efficiently, to climbing out of debt myself and learning how to build real financial stability, I made it my mission to help others do the same — with fewer costly lessons than I had to learn the hard way. As an Accredited Financial Counselor, IRS Enrolled Agent, and Wealth Management Certified Professional, I bring both the credentials and the personal experience to guide you forward. This program is grounded in empathy, strategy, and the belief that you deserve financial clarity — without judgment.