Debt-Free & Planning-Ready Coaching
A 4-session coaching program to help you eliminate debt, stabilize your finances, and build a clear readiness plan for long-term wealth.
If you’re feeling stuck with credit card debt, unsure how to prioritize saving vs. debt payoff, or uncertain about your next step with retirement accounts, this program gives you a structured path forward—without judgment.
The Problem
You’re not lazy. You’re not bad with money.
You’re just dealing with a financial system that never taught you how to make it all work—especially while especially while juggling career, family life, and competing priorities.Let’s fix that—together.
Whether you’re buried in credit card debt, feeling behind on investing, or just unsure where to start, you’re not alone. This program is designed by someone who’s walked that road and come out stronger on the other side.
What You’ll Learn in the Program
How to build a debt payoff plan using tools like PowerPay
How to manage money confidently without shame
How workplace retirement plans (TSP/401(k)), IRAs, and brokerage accounts work—so you can make informed next-step decisions
How to balance saving, debt reduction, and long-term goals
What’s Included
Debt-Free & Investment-Ready is a 4-session coaching program that includes:
🧾 Session 1: Know Your Numbers
- Understand your income, debt, spending, and behaviors
- Use PowerPay to model a custom debt strategy
🛠️ Session 2: Build Your Payoff Plan
- Choose snowball vs. avalanche
- Automate savings, stabilize spending
📈 Session 3: Investing & Retirement Basics (Readiness Session)
Understand your available account options (TSP/401(k), IRA, HSA, brokerage) and how they differ
Clarify risk tolerance, time horizon, and behavioral guardrails
Identify what ‘ready’ looks like before you increase contributions or open new accounts
🎯 Session 4: Build Your 12-Month Financial Readiness Plan
Integrate debt reduction, savings, and retirement contributions into a practical 12-month roadmap
Set milestones for planning readiness (documentation, cash flow stability, debt targets)
Define when it makes sense to engage a CFP® for comprehensive planning
What You’ll Gain
In just 8 weeks, you’ll:
- ✅ Get a clear, judgment-free picture of your finances
- ✅ Build a step-by-step debt reduction plan that actually works
- ✅ Start investing—even if you’re starting small
- ✅ Feel confident talking about money (and even excited about it)
Who This Is For
This is perfect for you if:
- You’re a mid-career professional (including military/federal employees)
- You’re managing multiple debts and want a clear path out
- You’ve never invested—or haven’t touched your TSP
- You’re ready to take action, but need guidance and support
Not sure if you’re ready to start investing? This article can help.
What Clients Are Saying
“I thought I was just bad with money—but Matthew helped me see the why behind my habits and finally gave me a plan I could stick with.”
— Joe R.
“For the first time, I feel like I’m actually building a future, not just surviving.”
— Samantha S.
Pricing
🟢 Core Program
4 Private Coaching Sessions (biweekly)
Tools, templates, and support
$499 total
(Installment plans available)
🟣 Core + Accountability
4 Private Sessions + 3 Monthly Check-ins
Ongoing accountability & support
$699 total
This program provides education, coaching, and readiness support. It does not include investment management.
🔵 Book a free call first to make sure it’s a fit!
About the Coach
Meet Matthew Gorrell
WMCP® | AFC® | Combat Veteran | Founder of HonorPoint Financial Solutions
I’ve been where you are—juggling family, career, service, and financial stress. After coming back from deployments and not using my resources efficiently, to climbing out of debt myself and learning how to build real wealth, I made it my mission to help others do the same, with fewer costly lessons than I had to learn the hard way. This program is grounded in empathy, strategy, and the belief that you deserve financial clarity—without judgment.